Enligt Financial Times planerar EU att lagstifta om ett tak på kreditkortsavgifter inom handeln på 0,2% - att jämföra mot avgifter på 1-3% idag för kreditkort. Utan att ha analyserat det i detalj känns det som att det kommer att göra poäng/bonus på kreditkort betydligt mer restriktivt. Om inte SEB tjänar 1500 kr på att du handlar för 100 tkr, utan 200 kronor, har de svårt att ge dig 10000 eurobonuspoäng...
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Card transaction fees to be capped under EU proposal - FT.com
Tänker jag rätt?
Lucrative fees to process card transactions are to be capped under a proposal by the European Union’s executive arm aiming to draw a line under a decade-long battle with payment groups such as Visa Europe and MasterCard.
Under a draft European Commission plan, seen by the Financial Times, a ceiling would be introduced for charges on all consumer debit and credit card transactions, scaling back a multibillion-euro revenue stream for EU banks.
The measure stops short of a full ban on debit card fees, a more far-reaching intervention envisaged in earlier drafts. Even so, the assault on fees will be a setback for the payments industry, which has warned it will raise banking fees for consumers rather than cut retail prices.
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The Commission proposes a 0.2 per cent ceiling on all consumer debit transactions and 0.2 per cent cap on credit card transactions, introduced after a two-year transition period where the ceiling applies only to cross-border fees.
Card transaction fees to be capped under EU proposal - FT.com